The available amount depends on the product's terms and your eligibility.
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Development Loan
A loan facility designed to help members meet development and major financial needs.
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Product information
Development Loan
A loan facility designed to help members meet development and major financial needs.
Review the applicable terms, eligibility
requirements and repayment obligations before
proceeding with an application.
Borrow responsibly
Understand the terms before applying.
Loan overview
Understand the development loan
A loan facility designed to help members meet development and major financial needs.
Before applying, review the product information, confirm your eligibility and ensure that the proposed repayments are appropriate for your circumstances.
The information on this page is intended as a guide. Confirm the applicable terms and conditions with EPZA SACCO before committing to a loan.
Loan information
Understand the key loan terms
Review the available product information and confirm the final terms with the SACCO before applying.
Confirm the applicable repayment schedule and your repayment obligations.
Confirm the interest calculation method and any applicable charges.
Before you accept a loan
Confirm the approved amount, interest calculation, repayment schedule, guarantee requirements and any applicable charges with EPZA SACCO.
Plan your repayments
Open calculator
Review your estimated repayments
Use the loan calculator to explore repayment estimates before discussing your application with the SACCO.
Before you proceed
Check the eligibility requirements
Review the requirements recorded for this loan product. Contact EPZA SACCO if you need clarification about your eligibility.
Ask about this loanEligibility requirements
Members who have maintained consistent savings for at least six months and meet the SACCO loan requirements.
Product features
What you should know
Review the features and product-specific information provided for this loan.
Up to three times member deposits
Repayment period of up to 60 months
Interest of 1% per month on a reducing balance
Subject to affordability and SACCO approval
Application preparation
Documents you may need
Use the checklist below to prepare for an enquiry or application. Confirm the final requirements with the SACCO.
Document checklist
Documents recorded for this loan product.
Completed loan application form
National ID or passport
KRA PIN certificate
Latest three payslips
Additional documentation may be required depending on your circumstances and the SACCO's assessment. Confirm the final checklist before submitting.
Your next steps
How to proceed
Prepare for your application by reviewing the requirements and confirming the applicable terms.
Confirm eligibility
Review the product requirements and confirm your membership and qualification status with the SACCO.
Prepare your documents
Gather the documents required for this product and ensure your information is accurate.
Proceed with your enquiry
Contact the SACCO or follow the available application guidance for the next steps.
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Financing for approved items such as televisions and mobile phones, subject to SACCO terms.
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Need more information?
Talk to EPZA SACCO about Development Loan.
Get clarification on eligibility, current terms, supporting documents and the next steps.