The available amount depends on the product's terms and your eligibility.
Products & Services
School Fees Loan
Support education expenses
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Loan product
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School Fees Loan
A loan facility to help members meet school fees and related education expenses.
Support education expenses
Product information is provided as a guide.
Eligibility and applicable terms must be confirmed
with EPZA SACCO.
Borrow responsibly
Understand the terms before applying.
Product overview
Understand the school fees loan
The School Fees Loan helps eligible members manage education costs. The loan amount is determined by the member’s deposits, repayment ability, and SACCO requirements.
Product category:
Education
Review the information on this page and contact EPZA SACCO if you need clarification about current product terms, eligibility or application procedures.
Loan information
Understand the key loan terms
Consider the amount available, repayment period, interest information and eligibility requirements before applying.
Confirm the applicable repayment schedule before accepting a loan.
Confirm the rate, calculation method and any applicable charges with the SACCO.
Membership, savings and repayment capacity requirements may apply.
Important loan information
The details displayed are a guide to the product. The SACCO must confirm the approved amount, interest calculation, repayment schedule, guarantees and any additional applicable charges or conditions.
Product features
What you should know
Review the main features and product-specific information provided by EPZA SACCO.
Designed for education expenses
Up to three times member deposits
Repayment period of up to 12 months
Interest of 1% per month on a reducing balance
Before you proceed
Check your loan eligibility
Requirements may vary according to the product and the member's circumstances. Contact the SACCO if you need clarification before proceeding.
Ask the SACCOEligibility requirements
Members who have maintained consistent savings for at least six months and satisfy the SACCO loan requirements.
Terms and conditions
The loan is subject to approval, repayment affordability, the two-thirds gross salary deduction limit, and qualified guarantors where required.
Application preparation
Documents you may need
Use this list to prepare for an enquiry or application. Confirm the final documentation requirements with the SACCO.
Document checklist
Review the requirements listed for this product.
Completed loan application form
National ID or passport
KRA PIN certificate
Latest three payslips
Loan applications generally require a completed loan application form, identification, KRA PIN certificate and the three most recent payslips. Self-employed members should provide a six-month bank statement. Confirm the specific requirements for this loan.
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Need more information?
Talk to EPZA SACCO about school fees loan.
Get clarification on eligibility, current terms, supporting documents and the next steps.