The available amount depends on the product's terms and your eligibility.
Products & Services
Okoa Loan
Access short-term financial assistance
All products and services
Loan product
Okoa Loan
A short-term loan product with flexible repayment periods of one to six months.
Access short-term financial assistance
Product information is provided as a guide.
Eligibility and applicable terms must be confirmed
with EPZA SACCO.
Borrow responsibly
Understand the terms before applying.
Product overview
Understand the okoa loan
The Okoa Loan provides eligible members with short-term financing, repayable over a period of one to six months according to the approved terms.
Product category:
Short Term
Review the information on this page and contact EPZA SACCO if you need clarification about current product terms, eligibility or application procedures.
Loan information
Understand the key loan terms
Consider the amount available, repayment period, interest information and eligibility requirements before applying.
Confirm the applicable repayment schedule before accepting a loan.
Confirm the rate, calculation method and any applicable charges with the SACCO.
Membership, savings and repayment capacity requirements may apply.
Important loan information
The details displayed are a guide to the product. The SACCO must confirm the approved amount, interest calculation, repayment schedule, guarantees and any additional applicable charges or conditions.
Product features
What you should know
Review the main features and product-specific information provided by EPZA SACCO.
Short-term financial assistance
Repayment period of one to six months
Interest rate of 10% per month
Subject to SACCO eligibility and approval
Before you proceed
Check your loan eligibility
Requirements may vary according to the product and the member's circumstances. Contact the SACCO if you need clarification before proceeding.
Ask the SACCOEligibility requirements
Eligible SACCO members who meet the applicable requirements.
Terms and conditions
The repayment period is one to six months. Confirm the interest calculation method, loan limit, and other applicable terms with the SACCO before applying.
Application preparation
Documents you may need
Use this list to prepare for an enquiry or application. Confirm the final documentation requirements with the SACCO.
Document checklist
Review the requirements listed for this product.
Completed loan application form
National ID or passport
KRA PIN certificate
Latest three payslips
Loan applications generally require a completed loan application form, identification, KRA PIN certificate and the three most recent payslips. Self-employed members should provide a six-month bank statement. Confirm the specific requirements for this loan.
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Need more information?
Talk to EPZA SACCO about okoa loan.
Get clarification on eligibility, current terms, supporting documents and the next steps.